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Applying for the Pradhan Mantri Awas Yojana (PMAY) is quite straightforward, whether you apply online or offline. Pradhan Mantri Awaas Yojana-Gramin and Pradhan Mantri Awas Yojana – Urban (PMAY-U). Here’s a clear step-by-step guide to follow for both GRAMIN and URBAN.
What is Pradhan Mantri Awas Yojana (PMAY)?
The Pradhan Mantri Awas Yojana (PMAY) is a Government of India scheme aimed at providing affordable housing to economically weaker sections (EWS), low-income groups (LIG), and middle-income groups (MIG) all over the the country.
Eligibility Criteria Pradhan Mantri Awas Yojana (প্রধানমন্ত্রী আবাস যোজনা)
Before applying for PMAY, make sure you qualify:
- Must be an Indian citizen
- Should not own a pucca house anywhere in India
Belong to one of these categories:
- EWS (income up to ₹3 lakh/year)
- LIG (₹3–6 lakh/year)
- MIG (₹6–18 lakh/year)
Priority given to:
- Women applicants
- SC/ST/OBC
- Senior citizens
- Differently-abled individuals
Documents Required Pradhan Mantri Awas Yojana
Keep these ready:
- Aadhaar Card
- PAN Card
- Income proof
- Address proof
- Bank account details
- Passport size photo
How to Apply for PMAY Online (প্রধানমন্ত্রী আবাস যোজনা)
Step-by-Step Process:
- Visit the official PMAY website, https://pmaymis.gov.in
- Click on “Citizen Assessment”
- Choose category:
- Slum Dwellers
- Benefit under other 3 components
- Enter Aadhaar number and verify
- Fill in details:
- Personal info beneficiary name
- Income
- Family details
- Bank details
- Submit the application
- Print the application number
How to Apply Offline PMAY
You can also apply through:
- Common Service Centres (CSC)
- Banks participating in PMAY
- Local municipal offices
- Local Panchayat Office
Just fill out the form and submit documents. A small fee may apply at CSCs.
Types of PMAY Schemes (প্রধানমন্ত্রী আবাস যোজনা)
- PMAY-Urban (PMAY-U)
For urban poor and middle-class families.
- PMAY-Gramin (PMAY-G)
For rural households without proper housing.
How to Check Pradhan Mantri Awas Yojana Application Status
Visit PMAY website
- Click on “Track Your Assessment Status”
- Enter: Aadhaar OR Assessment ID
- Check Status
Pradhan Mantri Awas Yojana (PMAY) : FAQ
Pradhan Mantri Awas Yojana (PMAY) is a Government of India scheme that provides affordable housing to EWS, LIG, and MIG families through subsidies and financial support.
You are an Indian citizen. Beneficiary families with a yearly income of up to Rs.18 lakh. Also do not own a permanent a pucca house anywhere in India
No. Applicants must not own a pucca house anywhere in India.
Yes, and women applicants are given priority. In many cases, property ownership in a woman’s name is encouraged.
Approval time varies depending on verification, eligibility, and state processes. It may take a few weeks to a few months.
Yes, under the Credit Linked Subsidy Scheme (CLSS), eligible applicants can get interest subsidy on home loans.
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